However, mortgage loan involves some kind of risk. In case, the loan is not repaid, then the lender has the power to foreclose or recoup a part or all of the original cash and also the financial and interest rate risk, under all circumstances.Unsecured loans are ubiquitous loans. These loans can be availed without the need to put up any collateral. Thus, these loans are available to each and every kind of borrower. Homeowners, employed, unemployed, tenants, self-employed, retired people are all . looking for these loans Owing to the rush, many make the mistake of availing them with haste; and with bad consequences They could land a loan deal that is high-cost.. 借貸 財務公司 二按 The term mortgage alone means the mortgage loan. Therefore, home mortgage is the loan secured by the real property by the use of the mortgage that is a legal instrument. The necessity for mortgage arrives when the owner, seeks loan against collateral that is security on investment.How the Home Mortgage Loan works?